It does not really matter which city you live in or are traveling too because you will food trucks everywhere. The number of food trucks has been growing over the years, and you can find a lot of your favorite foods and snacks being made fresh on wheels. You can find different street foods, and you can also find famous chefs working food trucks too now. Now, in case you want to join in on this ludicrous business venture or happen to already be a part of it, it is important that you know the risks.
Food truck owners are also exposed to a number of risks, and as a food truck owner, it is your responsibility to protect yourself from these risks and reduce liability. This is where food truck insurance comes in. As the name suggests, food truck insurance will cover all liabilities related to your food truck business. If you happen to be looking for food truck insurance, you can check out Balsiger Insurance, a company that is located in Corpus Christi, TX and review their policies.
Now, it is important that you understand the two types of insurances in this regard, and that is the standard food truck insurance, and then the food trailer insurance.
A food trailer is different since means that there is a separate kitchen portion that is being towed by the vehicle. So, personal auto policies do not usually have coverage for food trailers, and that is why they need to have a commercial policy and that will insure their trailer. Next, you will need to purchase additional policies for collision coverage as well.
Now, food truck insurance will cover insurance for a standard food truck, which means a vehicle and kitchen combo in a single unit. Now, you will need to get a commercial auto insurance policy in order to overall liabilities while the food truck is on the road, and then a collision and comprehensive policy for the vehicle itself.